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Purchase Price V Interest Rate

Today's buyer is facing a conundrum of epic proportions. It is obvious to most that in many areas of Southern California, prices have flattened out. Luxury sales have slowed dramatically. And, all indicators are that sometime in the near future, we will see a slight adjustment in home values. For that reason, many buyers are thinking that the wise move would be to hold off their purchase. And, most likely get the home they want for less money. And, it is true that historically this would have been a good strategy to employ. Today, I am not so sure. In fact, I am telling my friends and family that today, may be the very best time to buy. That there may not be better time to purchase in their lifetime. Let me explain. While it is true that home values are at near record highs for most of the South-land. It is also true that interest rates are still in the high three percent range for a thirty year fixed rate mortgage. And while property values may drop slightly sometime in the ...
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Good morning friends, family and fellow Realtors, This morning, as I write this, the house is quiet. I am the only soul awake. The smell of coffee fills the first floor of the house as I slowly cook bacon on the grill. As the rest of the house awakens, they will be greeted by a feast of pancakes, bacon and, eggs. All cooked and served outside (it really does change the flavor).  These little moments are the moments that we all work for. They are the moments that make everything that we go through to provide for our families, worthwhile. And, it is my hope that today, you find your little moments to cherish those you love. To pamper them and yourself a little.  As the days, weeks, and years go by, these are the moments that can never be recovered. Once lost, they are gone forever.  We often talk about living a balanced life. One in which our work life, co-exist with our home life. That my friends is a myth. And, today is the day that we ...
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Norris Speaks I Listen

For nearly 20 years now, I have been a faithful attendee of the Thursday morning breakfast meeting held at The Inland Gateway Association of Realtors. Over these past two decades I have built many strong friendships. And, I have secured many transactions that might otherwise have been missed. But the main reason that I have religiously attended these meetings is that on this one day every week I am forced to focus on my craft. And, I am given access to information that I might not otherwise receive because of the speakers that they invite to enlighten us. This past week I sat in pure awe as Bruce Norris, a man whose opinions I respect greatly spoke to us at great length about the current real estate market. And, the challenges and opportunities that this market offers those willing to participate. There is no way that I can possibly cover in any detail all that he shared with us in such a limited space. I will however do my best. First it starts with our current interest rates. I have ...
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