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Purchase Price V Interest Rate

Today's buyer is facing a conundrum of epic proportions. It is obvious to most that in many areas of Southern California, prices have flattened out. Luxury sales have slowed dramatically. And, all indicators are that sometime in the near future, we will see a slight adjustment in home values. For that reason, many buyers are thinking that the wise move would be to hold off their purchase. And, most likely get the home they want for less money. And, it is true that historically this would have been a good strategy to employ. Today, I am not so sure. In fact, I am telling my friends and family that today, may be the very best time to buy. That there may not be better time to purchase in their lifetime. Let me explain. While it is true that home values are at near record highs for most of the South-land. It is also true that interest rates are still in the high three percent range for a thirty year fixed rate mortgage. And while property values may drop slightly sometime in the ...
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Weekend Wishes 4/29/18

#WeekendWishes , It is often said that we are the median sum of the 5 people that we associate with most. If they are successful, we are more likely to be as well. Because, we will model the behaviors that they demonstrate. Buy into the values that they espouse. And, commit to the path that they walk. To be clear, the people who would be in your “Five” may very well be different depending on the subject at hand. For example someone who is very accomplished in business may not be a good fit for my “Religion Five”. And, someone who I rely on as a confidante for Fitness, might not be a good fit for my “Business 5” . It should be noted that people will move in and out of your “Five” (if we are being purposeful about our associations) because, of our growth. Their growth. Or, a lack thereof by either party. I have a friend who is by any measure my best friend. He knows all that there is to know about me. And yet, he still likes me. I know, go figure! But th...
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Good morning friends, family and fellow Realtors, This morning, as I write this, the house is quiet. I am the only soul awake. The smell of coffee fills the first floor of the house as I slowly cook bacon on the grill. As the rest of the house awakens, they will be greeted by a feast of pancakes, bacon and, eggs. All cooked and served outside (it really does change the flavor).  These little moments are the moments that we all work for. They are the moments that make everything that we go through to provide for our families, worthwhile. And, it is my hope that today, you find your little moments to cherish those you love. To pamper them and yourself a little.  As the days, weeks, and years go by, these are the moments that can never be recovered. Once lost, they are gone forever.  We often talk about living a balanced life. One in which our work life, co-exist with our home life. That my friends is a myth. And, today is the day that we ...
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